One of the difficulties of a varied and “interesting” life is that you may not become a millionaire by the time you retire. There are many detours in the workplace, some intentional and some unintended. Luckily, I am okay with my lifestyle, and my workplace is not too strenuous most of the time. This is good because I am not ready to surrender my work life and tap deep pockets of gelt to golf daily. Yech…me golf? No way.
So here I am in my late seventies, still working, saving for eventual retirement. And I am pondering the question many older people ask – am I preparing correctly for the future? To a degree, it’s a rhetorical question with no honest answer.Â
I’ve seen people crowing about how massive their portfolio is one day and close to being wiped out the next due to a significant healthcare crisis. On the other hand, I’ve seen people living on little but feeling adequately provided for. This conundrum suggests that outside factors play a significant role in what happens in retirement. We only have some of the answers.
I’ve known people who have played it safe in life with the intent of living large in retirement. I feel a bit sorry for them because taking an occasional stroll on the wild side is part of living a rich life. You can’t vicariously learn everything you need to know by reading posts on the internet, reading self-help books, or watching adventure movies.Â
There is a limit to the beneficial effects of playing it safe all the time. One couple I know saved for a retirement of continuous cruises, only to be bored after three or four. Cruises like to keep their clientele safe and secure. You don’t notice them advertising life on the sharp edges, unguided tours through the rough sections of town, or the like. Constant lifelong security is not a good preparation for a retirement full of challenges and surprises.
So here I sit, reflecting on a varied life. And not too eager to spend time at the Senior Center. At the same time, I am not keen to return to all-night carousing and dancing at the Blue Anchor Tavern; evenings watching TV are still not my style. So, in writing a note to my centenarian self, if I should last that long, I’d say, think about Dylan Thomas’s poem Do not Go Gentle Into That Good Night:
Do not go gentle into that good night,
Old age should burn and rave at the close of day;
Rage, rage against the dying of the light.
We aren’t going to live forever, but that’s not a reason to be passive. Do as much as you can, think, reflect, and enjoy. Tie as many knots in the devil’s tail as you still can. Remember that request you made as a young man when asked what you wanted from life? You responded that you weren’t too particular as long as it wasn’t boring. You got to live in some interesting times – it hasn’t been boring – you didn’t surrender, you didn’t give up!
Daily writing prompt
Write a letter to your 100-year-old self.
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